IRA BLOG
Taking Tax-Free Distributions from Your HSA
By Sarah Brenner, JD Director of Retirement Education Health Savings Accounts (HSAs) may be one of the biggest tax breaks currently available. If...
Self-Certification After 60 Days: 12 Reasons
By Andy Ives, CFP®, AIF®| IRA Analyst There are two ways to move money from one IRA to another: a direct transfer or a 60-day rollover. With direct...
First RMD Year and Roth IRA 5-Year Period: Today’s Slott Report Mailbag
By Ian Berger, JD IRA Analyst Question: Our client is 75 years old. He just retired on January 1, 2025. The company has recognized his...
How the Compensation Limit Affects Retirement Plan Benefits
By Ian Berger, JD IRA Analyst Many retirement plans base employer contributions on employee compensation. For many years, Congress has...
New Reporting for 2025 QCDs
By Sarah Brenner, JD Director of Retirement Education The IRS has introduced a new code for the reporting of qualified charitable distributions...
Roth Conversions and 401(k) Distributions: This Week’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education Question: Since I retired in 2020, each year I have been converting amounts from my employer...
Check Both Boxes for Tax-Free Roth IRA Earnings
By Andy Ives, CFP®, AIF® IRA Analyst Roth IRAs follow strict distribution ordering rules. Contributions come out first, then converted dollars, and...
How Plan After-Tax Contributions Are Taxed When Converted
By Ian Berger, JD IRA Analyst The April 23, 2025, Slott Report article, “After-Tax 401(k) Contributions Shouldn’t Be an...
Roth IRAs and Required Minimum Distributions: Today’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: My wife and I created a Roth IRA when our two children were young to pay for their college education....
Basis In Your Traditional IRA
By Sarah Brenner, JD Director of Retirement Education While most distributions from a traditional IRA are taxable, sometimes distributions...
