IRA BLOG

By Andy Ives, CFP®, AIF® IRA Analyst Question: In the article “Why You Should Take Your 2025 RMD Now,” the following caught my eye … “Or, maybe you...

By Andy Ives, CFP®, AIF® IRA Analyst If a person under age 59½ takes a withdrawal from his IRA or workplace plan, there is a 10% early withdrawal...

By Ian Berger, JD IRA Analyst   We continue to get lots of questions about the new “super catch-up” contribution for retirement plan and SIMPLE...

By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: I cannot find the indexed number for IRA bankruptcy protection for 2025-2028. It is $1,512,350...

By Andy Ives, CFP®, AIF® IRA Analyst   Here is an all-too-common situation that seems counterintuitive: A participant in a 401(k) retires and...

By Ian Berger, JD IRA Analyst Question: Hi, In a recent blog post, you addressed the complicated rules for a 401(k) to Roth IRA rollover. I have a...

By Ian Berger, JD IRA Analyst Everyone knows that April 15, 2025, is the deadline for filing 2024 income tax returns. But April 15 is also a crucial...

By Sarah Brenner, JD Director of Retirement Education   Do you have a Roth IRA? If you do, there will very likely come a time when you want to...

  By Andy Ives, CFP®, AIF® IRA Analyst Question: Hello, If a person is turning 73 years old in March, s/he would be required to take required...

By Ian Berger, JD IRA Analyst   Question: Dear Ed Slott and America’s IRA Experts, I have a rollover traditional IRA that was set up when I...